Casey M Mcguane

US Patent:

7496536, Feb 24, 2009

Filed:

Mar 12, 2004

Appl. No.:

10/799387

Inventors:

Miles Lasater - New Haven CT, US
Sean Glass - New Haven CT, US
Mark Volchek - East Haven CT, US
Jeff Wong - Easton CT, US
Ernest C. Jones - Houston TX, US
Casey McGuane - East Haven CT, US
Kiril Savino - Edgewater NJ, US

Assignee:

Higher One, Inc. - New Haven CT

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35, 705 39, 705 45

Abstract:

According to some embodiments, systems and methods are provided to facilitate a transfer of a refund amount from an educational institution to a student. For example, a refund controller may receive from an educational institution an indication of a refund amount associated with a student of the educational institution student. The refund controller may then determine a method of refund delivery associated with the student and automatically arrange for the refund amount to be provided to the student in accordance with the determined method of delivery.

US Patent:

7529709, May 5, 2009

Filed:

Aug 1, 2007

Appl. No.:

11/832512

Inventors:

Mark T. Volchek - New Haven CT, US
Miles H. Lasater - New Haven CT, US
Stephen P. Fitzgerald - Hamden CT, US
Sean P. Glass - New Haven CT, US
Dean W. Hatton - Farmington CT, US
Earnest C. Jones - East Haven CT, US
Casey M. McGuane - Guilford CT, US

Assignee:

Higher One, Inc. - New Haven CT

International Classification:

G06Q 40/00

US Classification:

705 38, 705 35, 705 39, 705 45

Abstract:

A system and method of facilitating a transfer of a refund amount from an educational institution to a student. A refund controller receives from an educational institution a request for authorization of an instant paper check of a payment amount equal to at least a portion of a total refund amount associated with the student of the educational institution student. The refund controller verifies the payment amount is equal to or less than an amount of funds available to the student and transfers funds equal to the payment amount to an instant issuance account. The refund controller authorizes the educational institution to issue an instant paper check for the payment amount to the student. The instant paper check draws from the instant issuance account.

US Patent:

7792744, Sep 7, 2010

Filed:

May 30, 2007

Appl. No.:

11/807617

Inventors:

Miles Lasater - New Haven CT, US
Sean Glass - New Haven CT, US
Mark Volchek - East Haven CT, US
Jeff Wong - Easton CT, US
Ernest C. Jones - Houston TX, US
Casey McGuane - East Haven CT, US
Henry G. Fuldner - Milwaukee WI, US
Kiril Savino - New York NY, US

Assignee:

Higher One, Inc. - New Haven CT

International Classification:

G06Q 40/00
G06F 17/60

US Classification:

705 38, 705 36 R, 705 35, 705 39, 705 40, 705 42, 707821, 707607, 707609, 707600

Abstract:

According to some embodiments, systems and methods are provided to facilitate a distribution of bank accounts via an educational institution. For example, information associated with a student, faculty member, or alum may be received from a university. A soft bank account may then be established based on the received information. If an indication of acceptance is received (e. g. , via a Web site), the soft bank account may be activated. The activated bank account may then be used to process banking transactions.

US Patent:

8352361, Jan 8, 2013

Filed:

Dec 17, 2007

Appl. No.:

11/957999

Inventors:

Mark T. Volchek - New Haven CT, US
Miles H. Lasater - New Haven CT, US
Stephen P. Fitzgerald - Hamden CT, US
Sean P. Glass - New Haven CT, US
Dean W. Hatton - Farmington CT, US
Earnest C. Jones - East Haven CT, US
Casey M. McGuane - Guilford CT, US

Assignee:

Higher One, Inc. - New Haven CT

International Classification:

G06Q 40/00

US Classification:

705 39

Abstract:

The disclosed subject matter includes a method of distributing a payment of funds made payable to two or more payees. In some embodiments, the method includes the following: receiving a payment of funds made payable to two or more payees; inviting each of the two or more payees to electronically select a preferred method of funds delivery; authenticating each of the two or more payees' identity; electronically receiving the preferred method of funds delivery selected by each of the two or more payees; and delivering funds from the payment of funds to one or more of the two or more payees according to the preferred methods of funds delivery received.

US Patent:

7249096, Jul 24, 2007

Filed:

Jan 16, 2003

Appl. No.:

10/345605

Inventors:

Miles Lasater - New Haven CT, US
Sean Glass - New Haven CT, US
Mark Volchek - East Haven CT, US
Jeff Wong - Easton CT, US
Ernest C. Jones - Houston TX, US
Casey McGuane - East Haven CT, US
Henry G. Fuldner - Milwaukee WI, US
Kiril Savino - New York NY, US

Assignee:

Higher One, Inc. - New Haven CT

International Classification:

G06Q 40/00

US Classification:

705 39, 705 35

Abstract:

According to some embodiments, systems and methods are provided to facilitate a distribution of bank accounts via an educational institution. For example, information associated with a student, faculty member, or alum may be received from a university. A soft bank account may then be established based on the received information. If an indication of acceptance is received (e. g. , via a Web site), the soft bank account may be activated. The activated bank account may then be used to process banking transactions.