Jacqueline A Monteferrario

US Patent:

20190318358, Oct 17, 2019

Filed:

Apr 11, 2018

Appl. No.:

15/950826

Inventors:

- San Francisco CA, US
David J. Dietrich - Charlotte NC, US
Michael Knorr - Fairfield CT, US
Robert L. Kosicki - Huntersville NC, US
Duane F. Lindquist - Glenview IL, US
Michael Mangieri - West Islip NY, US
Maria V. Marmolejos - San Francisco CA, US
Jacqueline A. Monteferrario - Franklin Lakes NJ, US
Yonesy F. Nunez - Allentown PA, US
Leonard J. Valentino - Stamford CT, US

International Classification:

G06Q 20/40
G06Q 40/08
H04W 4/12
H04W 4/02

Abstract:

A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors and having instructions stored thereon that, when executed, causes the one or more processors to receive a request from a user device to initiate an electronic transaction to a beneficiary, identify a risk associated with the beneficiary, calculate a risk score for the electronic transaction based on the risk, transmit a notification to the user device, wherein the notification causes display of one or more mitigation activities for reducing the risk, receive data from the user device associated with the one or more mitigation activities, compare the data with information corresponding to the beneficiary stored in a data store, recalculate the risk score based on the comparison, and transmit an electrical signal to the user device to cause the display of a result of the recalculation.