Jonathan R Goldenstein

US Patent:

7552080, Jun 23, 2009

Filed:

Mar 9, 2001

Appl. No.:

09/802481

Inventors:

Paul Willard - Alameda CA, US
Faye Anderson - San Mateo CA, US
Jonathan Goldenstein - San Francisco CA, US

Assignee:

NextCard, LLC - Dallas TX

International Classification:

G06Q 40/00

US Classification:

705 37, 705 35

Abstract:

A customized offer is transmitted to an applicant. A requested term is obtained from the applicant and a set of offers is determined for the applicant. An offer is selected from among the set of offers to display to the applicant using the requested term and the selected offer is transmitted to the applicant. Alternatively, a requested term is obtained from an applicant and the requested term is fixed. A set of offers is determined with the fixed requested term. An offer is selected from among the set of offers to display to the applicant and the selected offer is transmitted to the applicant.