Nancy I Kim

US Patent:

20110270665, Nov 3, 2011

Filed:

Apr 29, 2011

Appl. No.:

13/098371

Inventors:

Nancy Kim - San Francisco CA, US
Diane C. Salmon - Lafayette CA, US

Assignee:

VISA U.S.A. - San Francisco CA

International Classification:

G06Q 30/00

US Classification:

705 1433

Abstract:

A statement credit reward system receives a request to redeem reward points from an account holder in exchange for a virtual gift card, where the account holder's request may be in response to an offer from a merchant for the card. The statement credit reward system receives transaction information corresponding to one or more transactions conducted by the account holder with one or more merchants. The transaction information may contain a qualifying transaction conducted by the account holder with a merchant. The statement credit reward system will attempt to match a statement credit trigger with the qualifying transaction. If a match is not found, the statement credit reward system adds the predetermined number of reward points back into the account holder's balance of reward points. If a match is found, the statement credit reward system credits the monetary amount of the statement credit trigger to the account holder's balance.

US Patent:

20130218657, Aug 22, 2013

Filed:

Mar 15, 2013

Appl. No.:

13/842969

Inventors:

Diane Salmon - Lafayette CA, US
Nancy Kim - San Francisco CA, US

International Classification:

G06Q 30/02

US Classification:

705 1429

Abstract:

The UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS (“UVE”) transform cross-ecosystem currency exchange instructions via UVE components into cross-ecosystem currency exchanges. In one embodiment, the UVE may obtain a cross-ecosystem currency exchange instruction and determine one or more sources and destinations based on parsing the cross-ecosystem currency exchange instruction. The UVE may identify currency types associated with the sources and the destinations and determine exchange rates of the currency types relative to a standard currency. In one implementation, the UVE may obtain currency exchange restrictions and conditions associated with the sources and the destinations and generate a currency exchange flow path for currency transfer from the sources to the destinations. The UVE may also issue currency transfer requests to the sources and the destinations, determine that the cross-ecosystem currency exchange has been completed and provide a notification of completion of the cross-ecosystem currency exchange.

US Patent:

20130246273, Sep 19, 2013

Filed:

Mar 14, 2013

Appl. No.:

13/804450

Inventors:

Mark Carlson - Half Moon Bay CA, US
Ryan Hagey - Alameda CA, US
Margaret Reid - San Mateo CA, US
Patrick Stan - Pacifica CA, US
Patrick Wright - Mountain View CA, US
Krishna Prasad Koganti - Cupertino CA, US
Glenn Powell - Fremont CA, US
Phillip Lyle Kumnick - Phoenix AZ, US
Nancy L. Kim - San Francisco CA, US

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION - San Francisco CA

International Classification:

G06Q 20/04
G06Q 20/40

US Classification:

705 44

Abstract:

A system includes a transaction terminal that is configured to examine an authorization response for an indicator, which, when set, causes the transaction terminal to communicate with a portal to obtain content relevant to the receipt for the transaction approved by the authorization response. The content may identify the benefit of an offer applied to the transaction, which is not reflected in the authorization response. The content may direct the user to select an option regarding the delivery of the receipt. Options presented for selection include suppression of the printing of the paper receipt in favor of an electronic receipt transmitted to a communication reference of the user, printing a mini paper receipt in addition to transmitting an electronic receipt, and/or printing the full paper receipt at the transaction terminal.

US Patent:

20130325579, Dec 5, 2013

Filed:

May 17, 2013

Appl. No.:

13/897043

Inventors:

Nancy L. Kim - San Francisco CA, US
James Alan VonDerheide - La Canada CA, US

Assignee:

Visa International Service Association - San Francisco CA

International Classification:

G06Q 30/02

US Classification:

705 1429

Abstract:

A system and method to provide a universal loyalty currency, facilitate exchange of loyalty benefits, and allow payments using loyalty benefits. A method includes: receiving registration information to associate account information of a payment account with at least one loyalty account to enable conversion of first loyalty benefits to second loyalty benefits; receiving, for a transaction, an authorization request identifying the account information and requesting the use of the second loyalty benefits to fund at least a portion of the transaction; and processing the transaction using the second benefits converted from the first loyalty benefits hosted in the loyalty account and funds from the payment account.

US Patent:

20190385186, Dec 19, 2019

Filed:

Aug 29, 2019

Appl. No.:

16/555409

Inventors:

- San Francisco CA, US
Nancy L. Kim - San Francisco CA, US

International Classification:

G06Q 30/02
H04L 12/911
G06Q 20/40

Abstract:

A communication portal coupled with a processing system and a host having a first resource. The processing system has a second resource addressable by a terminal using a predetermined communication protocol. The communication portal receives a first communication from a terminal identifying the first resource. In response, the communication portal identifies the second resource, stores a data record associating the first resource and the second resource, and provides a response to the first communication to identify the second resource. The terminal then uses the communication protocol adapted for the second resource as a way to request an operation on the first resource. The portal communicates with the processing system to identify a request for an operation on the second resource and in response, communicates with the host to perform a second operation on the first resource based on the stored data record associating the first resource and the second resource.

US Patent:

20190213591, Jul 11, 2019

Filed:

Mar 13, 2019

Appl. No.:

16/351813

Inventors:

- San Francisco CA, US
Joseph Bjorn Ovick - San Francisco CA, US
Nancy L. Kim - San Francisco CA, US
Diane C. Salmon - Lafayette CA, US

International Classification:

G06Q 20/40
G06Q 20/10
G06Q 20/22

Abstract:

Systems and methods implementing a communication protocol for the authorization of transfer of resources in a computer system having a plurality of computers, including a centralized router connecting to source account controllers and destination account controllers that are connected to readers. A reader communicates a first authorization request having a source identifier to a portal coupled with a data storage storing data linking the source identifier to a linked identifier. The portal communicates with a respective linked account controller to obtain a response identifying an available resource. Based on the response, the reader generates a further authorization request for a requested resource from a source account identified by the source identifier to a destination account associated with the reader.

US Patent:

20180365690, Dec 20, 2018

Filed:

Aug 28, 2018

Appl. No.:

16/114281

Inventors:

- San Francisco CA, US
Mark Carlson - Half Moon Bay CA, US
Ryan Hagey - Alameda CA, US
Margaret Reid - San Mateo CA, US
Patrick Stan - Pacificia CA, US
Patrick Wright - Mountain View CA, US
Krishna Prasad Koganti - Cupertino CA, US
Glenn Powell - Fremont CA, US
Phillip Lyle Kumnick - Phoenix AZ, US
Nancy L. Kim - San Francisco CA, US

International Classification:

G06Q 20/40
G06Q 20/04

Abstract:

A system includes a transaction terminal that is configured to examine an authorization response for an indicator, which, when set, causes the transaction terminal to communicate with a portal to obtain content relevant to the receipt for the transaction approved by the authorization response. The content may identify the benefit of an offer applied to the transaction, which is not reflected in the authorization response. The content may direct the user to select an option regarding the delivery of the receipt. Options presented for selection include suppression of the printing of the paper receipt in favor of an electronic receipt transmitted to a communication reference of the user, printing a mini paper receipt in addition to transmitting an electronic receipt, and/or printing the full paper receipt at the transaction terminal.

US Patent:

20180324165, Nov 8, 2018

Filed:

Jun 29, 2018

Appl. No.:

16/024416

Inventors:

Nancy Kim - San Francisco CA, US
Sharon Gibson - San Francisco CA, US
Kelvan Howard - San Francisco CA, US

International Classification:

H04L 29/06
H04L 29/08

Abstract:

Described herein is a platform and method for providing multi-level authentication by an onboard system in relation to a transaction. In response to receiving information related to a transaction, one or more authentication policies may be identified and provided to an onboard system associated with the transaction. The authentication policies may be executed by the onboard system to generate a result set indicating a pass/fail for each authentication policy. Once the result set has been generated, success actions and/or failure actions associated with each authentication policy may be executed in accordance with the generated result set.

Address:

238 Crestview Dr, Watsonville, CA 95076

Phone:

8313590611

VIN:

2T3YF4DV4BW072185

Make:

TOYOTA

Model:

RAV4

Year:

2011