Robert Louis Mccrory

US Patent:

7243081, Jul 10, 2007

Filed:

Feb 5, 2001

Appl. No.:

09/775791

Inventors:

Edward H. Friend - Washington DC, US
Robert T. McCrory - Seattle WA, US

Assignee:

EFI Actuaries - Washington DC

International Classification:

G06Q 40/00

US Classification:

705 36, 705 35, 705 1

Abstract:

A method of simulating future cash flow for a given asset allocation under a variety of economic conditions, measuring the frequency of failure of the cash flow to avoid one or more predefined risks. Assigning user-selected weights to avoidance of specified risks and alternative user-selected weights to maximization of rate of return, the invention utilizes the cash flow simulation to produce a performance index. By methodological testing through asset allocation adjustments, the optimum performance index is determined, thereby identifying the optimum asset allocation.

US Patent:

62196502, Apr 17, 2001

Filed:

Feb 8, 2000

Appl. No.:

9/500229

Inventors:

Edward H. Friend - Washington DC
Robert T. McCrory - Seattle WA

Assignee:

EFI Actuaries - Washington DC

International Classification:

G06F 1760

US Classification:

705 36

Abstract:

A method of simulating future cash flow for a given asset allocation under a variety of economic conditions, measuring the frequency of failure of the cash flow to avoid one or more predefined risks. Assigning user-selected weights to avoidance of specified risks and alternative user-selected weights to maximization of rate of return, the invention utilizes the cash flow simulation to produce a performance index. By methodological testing through asset allocation adjustments, the optimum performance index is determined, thereby identifying the optimum asset allocation.

US Patent:

57748810, Jun 30, 1998

Filed:

Oct 30, 1995

Appl. No.:

8/550503

Inventors:

Edward H. Friend - Washington DC
Robert T. McCrory - Seattle WA

Assignee:

EFI Actuaries - Washington DC

International Classification:

G06F 1760

US Classification:

705 36

Abstract:

The invention provides a method of simulating future cash flow for a given asset allocation under a variety of economic conditions, comparing the results of the simulation to a predefined risk tolerance baseline, and preferably adjusting the asset allocation until the results of the simulation reflect a maximum rate of return for a given risk tolerance. The simulation of cash flow generates a plurality of asset cash flow projections for a given asset allocation that are preferably graphically represented with respect to the predefined risk tolerance baseline. The risk tolerance baseline is plan specific and is preferably set to a multiple of a preferred risk factor such as percentage of payroll cost or benefit cost. The occurrence of an asset cash flow projection falling below the risk tolerance baseline defines a risk tolerance failure event. The number of risk tolerance failure events occurring for the asset cash flow projections associated with a given asset allocation is indicative of whether that asset allocation produces an acceptable risk tolerance level.

US Patent:

60555173, Apr 25, 2000

Filed:

Jan 30, 1998

Appl. No.:

9/016632

Inventors:

Edward H. Friend - Washington DC
Robert T. McCrory - Seattle WA

Assignee:

EFI Actuaries - Washington DC

International Classification:

G06F 1760

US Classification:

705 36

Abstract:

A method of simulating future cash flow for a given asset allocation under a variety of economic conditions, measuring the frequency of failure of the cash flow to avoid one or more predefined risks. Assigning user-selected weights to avoidance of specified risks and alternative user-selected weights to maximization of rate of return, the invention utilizes the cash flow simulation to produce a performance index. By methodological testing through asset allocation adjustments, the optimum performance index is determined, thereby identifying the optimum asset allocation.

Address:

1532 E Mcgraw St, Seattle, WA 98112

VIN:

JHMFA36248S031963

Make:

HONDA

Model:

CIVIC

Year:

2008

Address:

1532 E Mcgraw St, Seattle, WA 98112

VIN:

5FNRL38908B025528

Make:

HONDA

Model:

ODYSSEY

Year:

2008